1st year anniversary changes to subscription costs.
With effect from the 1st of September 2025, there will be an increase in monthly subscription cost from US$20 to $25. However, there will not be increases for either of the annual subscription options, so they will be staying at $200 for standard service, and $450 for Founding Members.
The FM service will include "Risk Assets", namely Crypto & Equities, as well as commodities.
My standard service covers commodities (including Crude, but clearly 95% of focus on everything Precious Metals).
Thank-you to all my loyal Founding Members and all subscribers for supporting me in my new service. Its been a fantastic year.
Notes For Anyone Wanting To Change To Either Annual Plans
When a paying subscriber on Substack switches from a monthly to an annual subscription, Substack's accounting handles this by prorating the charge.
Here's a breakdown of how it generally works and the accounting implications:
1. Prorated Charge for the Annual Subscription
Substack calculates the unused portion of the current monthly subscription. This amount is then credited towards the new annual subscription. The subscriber is charged the difference for the annual plan, taking into account the credit from their remaining monthly subscription.
Example: If a subscriber paid $20 for a monthly subscription on July 1st, and on July 15th (halfway through the month) they switch to an annual subscription of $200, they would receive a credit for the unused half of their monthly subscription (e.g., $10). They would then be charged $190 for the annual subscription ($200 - $10).
2. Change in Renewal Date
The renewal date for the subscriber's plan will change to the date they upgraded to the annual subscription. So, in the example above, the next renewal date for the annual plan would be July 15th of the following year.
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I assume you allow people to move from a monthly to an annual subscription without any cost increase?